6 Money Conversations to Have Before You Merge Accounts
Love doesn't settle a budget. These talks make sharing money easier, especially when one of you runs a business.
Money arguments are rarely about money. They're about the expectations nobody said out loud.
What does enough look like?
Talk about the life you each want, then put rough numbers on it.
How is business money kept separate?
Self-employed income needs its own account and a tax pot before anything is shared.
What's the spending limit without asking?
Agree on a number either of you can spend freely. It prevents most small fights.
How do you handle uneven months?
Creative income is lumpy. Decide in advance who covers what in a lean month.
What debts are you each bringing?
Share the full picture, kindly. Surprises later are harder.
When will you check in?
A monthly money date keeps small worries from growing into big ones.
None of these need to be settled in one evening. Start with the easiest and keep talking.
